Part of being organized is running an efficient household budget. Where are you spending your money? Could you be spending less? Here are a few easy ways to cut back on spending in your home. You don't even have to give up what you love. You just have to be more creative and do a little bit of planning.
Lose your landline. Maybe this one isn't so creative, as more and more people are going this route. If you have a cell phone and carry it with you all the time, why pay for a landline that isn't portable? If you feel you need to keep your landline and you have a DSL internet connection, consider switching to an IP phone service like Vonage. It's cheaper, comes with more features, and the sound quality is the same as or superior to a typical landline.